MCGuire Consulting Agency
Fractional CFO & Debt Advisory Program
Cash-Flow Engineering for Net-30 / Net-60 / Net-90 Businesses
We Are Trusted By
WHO WE SERVE
We work with profitable B2B companies generating $10M–$50M annually that are paid on Net-30, Net-60, or Net-90 terms and experience ongoing cash-flow pressure due to payroll, growth, or receivables timing.
Typical clients include:
- Staffing & workforce solutions firms
- Manufacturing companies
- Wholesale & distribution businesses
- Logistics, freight, and industrial service providers
- Government & enterprise contractors
THE PROBLEM WE SOLVE
Most growing B2B companies aren’t losing money, they’re waiting on it.
When payroll, vendors, and operating costs are due weekly or bi-weekly, but clients pay in 30 to 90 days, even profitable businesses are forced into reactive borrowing and short-term debt.
This creates:
- Cash-flow stress
- Dependence on MCA or short-term capital
- Poor capital decisions made under pressure
OUR ROLE
We act as your fractional CFO and debt advisor. Our responsibility is to ensure that cash-flow timing never dictates bad financial decisions again.
- We don’t sell loans
- We don’t push short-term money
- We engineer stable, predictable liquidity.
WHAT WE DO
Cash-Flow Engineering
- Analyze cash-in vs cash-out timing
- Identify liquidity gaps before they become emergencies
- Align payroll, receivables, and capital usage
Debt Advisory & Oversight
- Review and restructure existing debt
- Reduce reliance on daily or weekly payment obligations
- Replace reactive borrowing with structured solutions
Capital Strategy
- Determine when to borrow — and when not to
- Match capital types to business realities
- Protect long-term cash flow and growth
Lender & Partner Coordination
- Act as the client’s financial advocate
- Oversee deal structure and lender communication
- Prevent predatory or misaligned capital
OUR APPROACH
We believe the real issue is not access to money — it’s misaligned capital. Short-term financing used to fund long-term receivables creates unnecessary risk. Our advisory model focuses on structure, timing, and control, not urgency.
ENGAGEMENT STRUCTURE
Monthly Advisory Retainer
Minimum 90-day commitment
- Ongoing CFO-level oversight
- Monthly strategy calls
- Active debt and cash-flow monitoring
- Capital planning and restructuring guidance
Pricing based on complexity and scope.
IDEAL CLIENT PROFILE
- $10M–$50M annual revenue
- B2B business model
- Profitable operations
- Net-30 / 60 / 90 receivables
- Payroll-heavy or growth-driven cash needs
Not a fit for startups, consumer businesses, or transactional funding requests.
OUR PHILOSOPHY
Strong businesses don’t fail from lack of revenue —
they fail from poor cash-flow structure.
NEXT STEP
If your business is profitable but cash-flow constrained due to receivables timing, a fractional CFO & debt advisory relationship may be the missing piece. Schedule a confidential cash-flow strategy call
TIER BREAKDOWN
Tier 1 — $1,500/month
Cash-Flow & Debt Oversight
- Monthly cash-flow review
- Debt monitoring
- Advisory calls
- No active restructuring
Tier 2 — $2,500/month
CFO + Capital Strategy
- Everything in Tier 1
- Active capital planning
- Refinancing guidance
- Capital structure optimization
Tier 3 — $3,000/month
Full CFO + Debt Restructuring
- Everything above
- Structured MCA payoff
- Private lender outreach
- Deal structuring oversight
- Ongoing restructuring support
1000+
Active Clients
Sarah M.
McGuire Consulting Agency made securing funding for my small business so easy and fast. The team was extremely helpful and transparent throughout the entire process. Highly recommend for anyone who needs flexible business loans without hassle
Mark R.
Thanks to McGuire ConsultingAgency Capital, I secured the working capital my business needed without jumping through hoops. Their team guided me every step of the way and answered all my questions promptly. A trustworthy company
David L.
I was surprised with how quickly McGuire Consulting Agency matched me with lenders who understood my needs. Their process was smooth and i appreciated the clear communication with no hidden fees. Great experience!
Who We Serve
Business owners burdened with high-interest MCA loans
Entrepreneurs needing credit restoration and restructuring
Companies preparing for institutional funding or equity investment
Micro and lower-middle market businesses seeking financial clarity and
control
Why McGuire Consulting Agency?
At McGuire Consulting Agency, we empower business owners to take control of their financial future. Founded by Rodney McGuire, our debt advisory firm is dedicated to delivering tailored solutions that drive success. With a proven track record of securing better terms and new funding, we’ve helped countless businesses achieve their goals.We provide end-to-end support, guiding you through disputes, negotiations, and investor introductions with expertise and care. Our aligned incentives mean your success is our success—we’re committed to delivering results that make a difference. Trust McGuire Consulting Agency to be your partner in financial growth.
- Proven Track Record – A history of helping business owners secure better terms and new funding.
- Proven Track Record – A history of helping business owners secure better terms and new funding.
- End-to-End Support – From disputes and negotiations to investor introductions.
- Aligned Incentives – Our success depends on your success.
